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8 Tips for Choosing Insurance

8 Tips for Choosing Insurance

When this has been labeled many Islamic financial institutions, both Islamic banks, Takaful, Islamic mortgage and Islamic finance institutions. This indicates that the Islamic financial institutions are required by society. The rise of Islamic financial institutions is something that is reasonable, considering the majority of Indonesia's population is Muslim and universal values ​​that exist in the Islamic financial services such as justice for clients can be accepted by all people including non-Muslims.

With the increasing number of Takaful standing, course selection (prospective) customers become more and more, not just one or two companies that offer a wide range of product features, but even companies that have dozens of Islamic insurance products.

So that we do not choose the wrong Takaful, here are some tips that we need to consider:

1. Knowing Needs

Holder or insurance buyers need to know what insurance a necessity. Needs may include Life Insurance, Health Insurance, Accident Insurance, Education Insurance or insurance that also functions for investment (unitlink). If you are in doubt, ask the opinion of relatives, colleagues, or agent of an insurance seller you trust.

2. Selecting a Management Company for Takaful

Know how long the company has been running the business of Takaful. The longer a company engaged in the business she lived, of course, describe how the condition of the company. In addition, how the experience of the company in payment of claims to their customers, what ever the company was negligent in the case of payment of claims to their customers.

3. Sharia Supervisory Board (SSB)

All Islamic financial institutions including Islamic insurance has a Sharia Supervisory Board (SSB). DPS consists of people who understand Islamic economics. The presence of DPS will ensure that all insurance products are managed in ways that are lawful sharia.

4. Clarity Akad Insurance

The contents of the agreement plays an important role regarding the status of insurance policy premiums. When akadnya Takaful, there is no term "fund" scorched for life insurance, so if the customer for some reason did not extend the premiums, then it should fund the premiums already paid earlier is still there, although the number was not 100% anymore. This is because the funds paid customers has reduced administrative costs while taking care of the insurance policy.

5. Learn Illustrations Provided

Insurance illustrations depict an estimate of how funding will be obtained by prospective customers for the end of the period of the agreement. If illustrations are given a very unnatural, such benefit (profit sharing) is very far above the results of Islamic banks in general, we do not immediately tempted, but we must respond wisely. Notice the assumptions contained in the illustration sheet.

6. Fit Insurance with Benefits

Before choosing an insurance program, read the first insurance program benefits and features that we wish to buy. For example, benefits only to the risk of death, then we will not get the benefit when we experience pain or injury. Or conversely, what we buy is only an accident insurance product, then we will not get the benefit when we are exposed to certain diseases.

7. Premium Rates

Premium rates that are competitive enough (natural) meaning not cheap, can be used as a benchmark in choosing an insurance company who will we choose, however this is not the main one, because it could be with premiums that are too cheap, the company wants to cost the maximum, while the benefits provided insurance has been narrowed. For example car insurance rate with only 1.00% will not necessarily be enough to cover the company's operating costs, let alone to pay the claim.

8. Choosing a Selling Agent

Choose an insurance sales agent you trust can provide an explanation of products are correct and complete. Professional realtors who have a membership number AAJI (Life Insurance Association of Indonesia). They have gone through the stages of the exam as a professional agent and registered officially. So if you later encounter problems with your policy, the presence of agents can be known and insurance companies responsible. Remember that you are buying for long term insurance products. Make sure the service you'll get is the best.

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KOLEKSI SERIAL NUMBER

BAGI AGAN, SOBAT, MAS, BRO, PAKDE, EMBAH, NENEK, MOYANG, BUDHE.... yang memerlukan SN..... ini saya mau berbagi koleksi SN ................

SERIAL NUMBER NERO 99 9.2.6.0 Full

8M01-20CX-4294-TL10-U4U0-UKE2-MMT7-AHWX

serial number Microsoft Office Professional 2007

S/N: RQ7XB-WB9TB-DYHMY-XGK9Y-4KWPD WRWWX-G9MMD-X4B8X-7JQP3-CMD93 M2QKF-KDQ4R-YHQKD-M4YYK-GPWVD KGFVY-7733B-8WCK9-KTG64-BC7D8 HGJH4-9W9FY-8C7B6-P2H6X-9DQ9T R8JH9-Q3JDV-H7CFG-FVY8Y-P6R2D TT3M8-H3469-V89G6-8FWK7-D3Q9

Microsoft Windows XP Professional SP3

MXH8J-XVMCP-9GYDM-4Y7J8-M7Y9B

Microsoft Office Professional Plus 2010

YKBBY-23WRJ-TQTMD-J3BQ7-8RM6H

Diposkan oleh serialmu di 02:42 1 komentar

Windows XP Home Edition

P3B7P-4HKV7-DJ6CY-B4GJQ-YPMVC

Adobe Acrobat v8.0 Professional

1118-1341-3925-5595-8141-7680
1016-1992-9210-9981-1392-2870
1118-1719-9236-6727-3285-3211
1016-1757-9008-0389-1405-2509
1118-1295-7743-3899-5988-7217
1016-1553-1956-8803-7545-2920

Adobe Photoshop CS2 v9.0

S/N: 1045-0436-9551-0266-5984-9386

Adobe Photoshop Lightroom v1.0

116044770382008492207154
116045641847731830470143
116045913624002835701237
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116040029137790379586954

Adobe Photoshop Lightroom v1.0

1160-4301-7977-0221-2925-0568

Cyberlink PowerDVD Deluxe v7.0.2211

MMWJC-FRW4Z-677TV-YC8US-ZLYV3-KPW7B
WE8LG-MENE9-QGNVQ-LNPCF-F5AVD-8URP5
28FC9-URJA8-NDJA5-QVPQJ-EEB4M-2FZQM
GLRGH-A6CS6-X8BTA-CGA6A-KHDCK-4KUW4
TGRZP-QQQUU-X49A5-HC9KJ-QSA8S-9PMMP

Caricature Studio v2.0

NAME : The Bitter End
SERIAL: 5-2Q540AQW43DHMLD8D

CyberLink PowerDVD 7

S/N: WTGC3-SBR8C-PWFXA-HAG87-UPXH6-RAYKE 7SJRX-LBFMF-JUH8A-UD88Y-KUNT2-EXUNQ 6XDFP-HRXSM-4J4ZU-C2XBU-EG384-MEEVFGMJLS-EWEUU-TDAGH-R7XUU-JNG4X-KPFXR 824RZ-WQA6F-RBVAM-5W9N8-EX3HL-QDU42

Dfx Winamp 8

Email: Rabcodemax@yahoo.com

Serial number: MA2443456

DSL Speed v3.8

User Name : TEAM TBE
Serial : PDDI33L6JTW6

Google Earth Pro

Name: Shinder Jandu
S/N: JCPM7DVNY6MRE3G
Password: 123456789

Guitar Pro v5.2

USER ID: SERIALBAY.COM
KEY ID: AAAAA-AW50A-AAAAZMICROSOFT OFFICE 2007

KGFVY-7733B-8WCK9-KTG64-BC7D8

Microsoft Office 2007 Pro

TT3M8-H3469-V89G6-8FWK7-D3Q9Q

Microsoft Office Professional 2007 Enterprise

KGFVY-7733B-8WCK9-KTG64-BC7D8

Microsoft Windows XP Profesional SP 2

WGP2M-G8M6T-BT7D4-P7RY7-27K76
VYKFM-8WQD3-PQC2R-MB9YV-X3JFG
k2kb2-bdbgv-kp686-d8t7x-hdmq8

Microsoft Windows xp Professional

S/N: FCKGW RHQQ2 YXRKT 8TG6W 2B7Q8

Microsoft Office 2007 Enterprise

KGFVY-7733B-8WCK9-KTG64-BC7D8

Microsoft Windows Vista Ultimate

YFKBB-PQJJV-G996G-VWGXY-2V3X8

Windows Vista

YFKBB-PQJJV-G996G-VWGXY-2V3X8

Microsoft windows vista 2006

Name: cristi suta
S/N: TCP8W-T8PQJ-WWRRH-QH76C-99FBW

Nero 7 Premium Reloaded v7.5.9.0A

1C80-0000-19E5-MA2X-4001-1324-3931
1C80-0000-19E5-MA2X-4008-6459-9954
1C80-0000-19E5-MA2X-4008-9974-0906
1C80-0000-19E5-MA2X-4005-9931-5336
1C80-0000-19E5-MA2X-4008-5823-0671

Nero 7 Premium Reloaded v7.8.5.0

1C80-0000-19E5-MA2X-4003-8871-9910

Nero 7 Premium Reloaded v7.7.5.1

1C82-0020-19E5-M45X-0FFF-93D9-0BD4
1C82-0020-19E5-M45X-0FFF-GC89-D3N4
1C82-0020-19E5-M45X-0FFF-2X95-1I5J
1C82-0020-19E5-M45X-0FFF-ARA0-0ASR
1C82-0020-19E5-M45X-0FFF-7RLG-K8G7

Nero 7 Premium Reloaded v7.5.9.1

1C81-0020-19E5-M31X-E42S-D217-7935

nod32 all serials any

S/N: Name: AV-2364945
S/N: jubqqrjsa2Name: AV-2267079Password : m7auys7jphUser: AV-2593035Password: merjvieno1Name: AV-2230918Serial: 48rf4ieot2″Username: En-2007224 Password: nx1qs5myj6Name: FiENdisH_MBS/N: Name: AV-2267079Pastry all…

Power DVD 7.0

Name: S.M Nafis Akhtar
S/N: WTGC3-SBR8C-PWFXA-HAG87-UPXH6-RAYKE 7SJRX-LBFMF-JUH8A-UD88Y-KUNT2-EXUNQ 6XDFP-HRXSM-4J4ZU-C2XBU-EG384-MEEVFGMJLS-EWEUU-TDAGH-R7XUU-JNG4X-KPFXRHi SpeedUpMyPC v3.0

00XHEH-M5TY2P-QEZJWB-V8UUHN

regcure 1.0.0.43

S/N: 2E002-D1220-84B07-AAD07

registry booster all

S/N: 00×242-jj5yyp-5z8z6c-7570ng

Spyware Doctor 4.0.0.2618

Name: craig martindale

S/N: A962-19A8-4171-D2BE-0BAF-5010-7810-23C0-7577-6FFE

Super DVD Creator v9.30

SDCMM-124272-881221-362392-341621
SDCMM-064745-114192-730109-921381
SDCMM-112154-175236-561511-642441
SDCMM-625237-169174-441194-723975
SDCMM-431046-156136-178255-201392

S.T.A.L.K.E.R.: Shadow of Chernobyl

FK47-S4JT-576Q-GZTM

Sunbelt Kerio Personal Firewall v4.3.268

44M67-B7BD4-B3B89-E9B6M-63AF5

Spyware Doctor v5.0.0.147

Name : Thomas Grassmann
Serial : BFA2-D53B-A6C7-A08B-B95E-C2DD-30F4-8E64-49CF-7E10

Trojan Remover v6.5.5

Username: Nancy Stephens
Licence Key: 000015-YBW39A-9BFFWM-GA26J3-15HY2T-XGDJQT-4U7VNA-ZC4TMG-J4JVN0-WQHD66

Uniblue Registry Booster v1.3

00X242-JJ5YYP-5Z8Z6C-7570NG

WINDOWS VISTA :

Windows Vista Business ———– J9QVT-JJMB9-RVJ38-M8KT6-DMT9M

Windows Vista Home Basic ——— KJTCW-YQGRK-XPQMR-YTQG8-DKVG6

Windows Vista Home Basic N ——- YQWWH-2YD6Y-V3K2X-H4H8V-WJ8WT

Windows Vista Home Premium —— PYYBC-K9XT9-V92KD-6CT89-4VB82

Windows Vista Ultimate ———— PVVFY-2F78Q-8T7M8-HDQB2-BR3YT

Windows Vista Enterprise ———- CYD8T-QHBMC-6RCMK-4GHRD-CRRB7

windows vista 2006

Name: cristi suta
S/N: TCP8W-T8PQJ-WWRRH-QH76C-99FBW

WINDOWS XP :

Windows XP Home Edition K ———- W8F6Q-HM3JB-2XRHD-7Q92J-XKY6W

Windows XP Home Edition KN ——— M9D9J-2TQV2-FBJQP-2M8G8-DGQ26

Windows XP Media Center Edition —– H23CJ-2WXM9-M9D2K-42226-DJWRD

Windows XP Professional Edition K —- FRH2X-6VD7F-YH2TV-2V8B7-J46F6

Windows XP Professional Edition KN — QKBGY-T8JFG-F448Q-24KR9-48XPJ

Windows XP Home Edition ———— GHGCP-3KFC6-Y4J4D-MVG7V-67TV6

Windows XP Professional ————- F9QV9-HDYR3-6QDR4-PGVW9-GTBBJ

Windows XP Professional IA64 Edition – BGVXG-CM3VK-FX848-B9JPY-YJJXD

Windows XP Professional x64 Edition — PFFY7-Y9RRY-MT6C7-XMQPK-RWFCW

Windows XP Tablet PC Edition ——– WFMYK-68Y2T-JD473-W8DMW-8PFHQ

WINDOWS 2000 :

Windows 2000 Professional ———— DDTPV-TXMX7-BBGJ9-WGY8K-B9GHM

Windows 2000 Server (All Versions) —- KRJQ8-RQ822-YRMXF-6TTXC-HD2VM

Xingtone Ringtone Maker v5.0.0

PI74-1013-GABQ-3306

Your Uninstaller! Pro 2006 v5.0.0.259

Name: PAUL J DEVENZIO
Code: 000016-QA36H2-XW5PPB-6RB7J2-BZ1FJ8-KJQBE9-C2F81Q-FKFEAN-Y5WFRP-EPMHYT

NERO 10

9X03-016C-MXEX-4536-T0L7-2W2T-AMPX-97TA
(Nero v.10.0.13100 aktivasi)

9M0C-0190-4Z3K-M008-TM94-P39K-EP7Z-9427
(Gracenote Plug-in)

4EC0-3CX9-18X3-X3A1-EMAC-X7M3-X7A2
(aktisi Gracenot Plug-in)

1K00-6035-0593-5A40-37K0-K776-574C
(DTS Plug-in)

1C00-8014-9880-2000-408M-M56E-C718
(mp3PRO Plug-in)

1E90-AAA3-1803-9KK1-590K-50MM-68X3
(Nero Move It)

1E11-MX21-9805-8188-AX81-7E0M-6CE3
(Nero BackItUp4)

4E91-6M7X-985C-X832-6469-E48C-C094
(Nero BackItUp Burn)

1E60-CA7C-18E3-X466-6870-K483-A4CE
(Nero Media Home 4)

1EX1-AM7C-188X-2069-K93K-9089-9129
(Nero LiquidTv)

4EE0-XC79-19C9-04X2-6C95-5M4A-EKKE
(Blue-Ray Video Plug-in)

4E31-6MM9-9895-XE4X-K48C-M45E-2424
(Blue-Ray Authoring Plug-in)

SERIAL NUMBER NERO 99 9.2.6.0 Full

Bagi sobat sobat yang memerlukan Serial Number Nero 9, silahkan di coba.... tanpa syarat.....


SERIAL NUMBER NERO 99 9.2.6.0 Full

8M01-20CX-4294-TL10-U4U0-UKE2-MMT7-AHWX

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Intalasi NERO 10 full

Pada edisi 10 ini Nero sudah support dengan Blue Ray ( Wajah Biru...wkwkwk) , bagi anda yang membutuhkan serial number dan fitur-fitur NERO 10 supaya FULL.... bisa di coba langkah langkah sebagai berikut ( istal dulu tentunya NERO 10 ) , saya cuman membantu serial numbernya....

NERO 10

9X03-016C-MXEX-4536-T0L7-2W2T-AMPX-97TA
(Nero v.10.0.13100 aktivasi)

9M0C-0190-4Z3K-M008-TM94-P39K-EP7Z-9427
(Gracenote Plug-in)

4EC0-3CX9-18X3-X3A1-EMAC-X7M3-X7A2
(aktisi Gracenot Plug-in)

1K00-6035-0593-5A40-37K0-K776-574C
(DTS Plug-in)

1C00-8014-9880-2000-408M-M56E-C718
(mp3PRO Plug-in)

1E90-AAA3-1803-9KK1-590K-50MM-68X3
(Nero Move It)

1E11-MX21-9805-8188-AX81-7E0M-6CE3
(Nero BackItUp4)

4E91-6M7X-985C-X832-6469-E48C-C094
(Nero BackItUp Burn)

1E60-CA7C-18E3-X466-6870-K483-A4CE
(Nero Media Home 4)

1EX1-AM7C-188X-2069-K93K-9089-9129
(Nero LiquidTv)

4EE0-XC79-19C9-04X2-6C95-5M4A-EKKE
(Blue-Ray Video Plug-in)

4E31-6MM9-9895-XE4X-K48C-M45E-2424
(Blue-Ray Authoring Plug-in)